Montalvo Insurance Agency has been serving the Rio Grande Valley for over 60 years. We want you to know that we will do everything in our power to serve you better. Explore your insurance needs with professionals.
We are a team. Working together.
Trustworthy. Honest. Dedicated.
Schedule our next visit today!
65 Years of Service

We strive on working for you.
Commercial and Personal Insurance

General Liability * Worker's Compensation * Professional Liability * Bonds * Homeowners * Umbrella * Property * Auto



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Years Experience

We represent only the finest Companies in the industry with primary allegiance to our clients.

Cups of Coffee

Being a locally owned agency and operated by its owners, we offer personal attention to insureds.

Happy Clients

Our clients have the advantage of discussing their policies and coverage on a personal level.

About Montalvo Insurance Agency

What do we have to offer that no other agency does ?

- Access to a wider choice of Insurance Companies than an agent handling only one such as State Farm, Allstate & Farmer Insurance. This allows a greater opportunity to offer you better pricing and coverage.

- We have a dedicated service oriented staff that will go the extra mile for you. Our combined years of experience total over 70 years.

- Service after the sale. We do not forget about you once you buy a policy. You may reconsider your insurance coverage at any time for no additional charge. You can pick up the phone at any time to ask any business or personal insurance related questions.

Ramon Montalvo III C.I.C.

Ramon Montalvo III is the owner and agent of Montalvo Insurance Agency, a business started by his father and founded on a commitment to customer service.  A Certified Insurance Counselor (C.I.C.), Ramon has a degree in business with a major in Insurance from UT Austin, and has over 40 years of experience in the field of property and casualty insurance.  Ramon has the expertise to fill any insurance need.  His in-depth understanding of insurance allows him to advise his clients on the most dependable, cost-effective ways to plan for the future.

Would my business be covered for lost profits (income) due to being shut down due to a fire, windstorm, etc?

Probably not if you did not purchase an endorsement that provides for business interruption. Most insured do not realize that they need this coverage in addition to the standard property insurance.

Would my homeowner policy cover me if my house was flooded due to excessive rising water caused by a hurricane?

No, a homeowner policy excludes losses from rising water. A Separate flood policy would cover this.

If I lend my vehicle to an individual not listed as a driver on my policy is he/she covered in case if an accident?

Yes, as long as he/she is not excluded. Anyone who has your permission to use your vehicle is covered.


Our team at Montalvo Insurance is trained to meet the needs of our clients promptly and professionally, maintaining the highest standards in the insurance industry.

Our combined experience of over 115 years has allowed us to foster an approach for doing business that puts our clients first, while showing responsibility and support to the community.


Professional Service,
Personal Touch

From individual auto policies to exhaustive corporate property/casualty coverage, Montalvo Insurance has the expertise to provide for any insurance need. Our experienced staff makes sure that all our business is carried out with care, as well as our personal Montalvo touch.

Imelda Morin

Imelda Morin

Assistant CSR
Norma Montalvo

Norma Montalvo

Sylvia Anciso

Sylvia Anciso

Mickey Pedraza

Mickey Pedraza

San Juanita Palacios

San Juanita Palacios

Customer Service Representative/Claims Executive
Jessie Villarreal

Jessie Villarreal

Office Manager/Senior Commercial Insurance Executive

Contact Us

Got a Question? We’re Here to Help!

Feel free to talk to our online representative at any time you please using our Live Chat system on our website or one of the below instant messaging programs.

Our agency is celebrating its 57th year of existence this year. Ramon “Chito” Montalvo founded the Agency in 1953 in La Villa, TX. After a few years, business developed to a point where he decided to move to Weslaco.

After almost 40 years of partnership with a variety of agents, Mr. Montalvo decided to bring in his son, Ramon (Monse) Montalvo into the business.

Ramon joined the Agency in May 1978 right after he graduated from college. Today, the agency is run by Monse and has grown to be one of the largest insurance agencies in the MidValley.


Contact Us:

Phone: (956) 968-5521

Address: 208 South Texas Boulevard, Weslaco, TX


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